Before marriage, ask about the big five: money, kids, chores, family and where you want to live. Ask one at a time, as a real question, and be ready for an answer you did not predict. Start with something like “What’s a goal of yours I don’t know about yet?” and let the rest follow.
You are planning a wedding, which means you two are suddenly very good at discussing napkin colors. Now for the harder stuff. No perfect script is needed. Keep dinner a dinner, so nobody feels they are signing a contract between the starter and the main.
Every question here comes from Lolo Cards - 5,200+ conversation cards for iPhone.
Why a gentle ask beats a big sit-down
Most couples avoid these talks for the same reason: they sound heavy. So they wait for the “right time”, and the right time never shows up.
A small, curious question is easier to answer than a scheduled summit. It also gives the other person room to answer honestly instead of defensively.
There is some research behind taking this seriously. A 2010 review of 47 studies of premarital education programs, by Fawcett and colleagues, found that the programs seemed to improve how couples communicate, especially in studies that observed couples talking rather than asking them to rate themselves. The same review found mixed, modest results on relationship satisfaction overall, and few studies followed couples for long. That is the limit of the finding used here.
Two ground rules before you start:
- One topic per evening. Money tonight, kids another night.
- Collect answers. If you catch yourself arguing your side, go back to “tell me more”.
Money: start with the feeling, not the spreadsheet
Money is where the pretend-calm usually cracks first. A Kansas State University study led by Sonya Britt, published in 2012 and based on survey data from more than 4,500 couples, found that arguments about money were the strongest predictor of divorce among the topics studied, and that income, debt and net worth did not change the result. The finding shows an association, not a cause, but it is a good reason to talk before the first big bill, not after.
Begin with how each of you thinks about money, then move to the practical parts:
- What is money to you: freedom, safety, or just a tool?
- When money comes in, do you save it or spend it right away?
- Shared budget or separate money: which would work better for us?
Notice that none of these ask “how much do you owe”. That conversation matters too, but it goes better once you both know what money means to the other person.

Kids and the future you picture
This one is easy to assume and hard to assume correctly. Two people can both say “someday” and mean very different years.
Try these, and let the silences happen:
- Do you want kids, and if yes, how many?
- What’s your biggest fear about the future of our life together?
If one of you does not want kids, or is not sure, this is the time to hear it kindly. Nobody has to answer fast. “I need to think about that” is a real answer.
Chores and the everyday stuff
Plenty of people have a quiet argument about the dishwasher. The question below makes it a joke first, which is the friendliest way in:
- Which chores would you happily take on, and which would you leave to me?
Then ask the plain version: what did home look like when you were growing up, and who did what? Most of our defaults come from there. If you want a few more questions from the same corner, the deep questions for your partner list has a section on the future that pairs well with this one.
Family and where you will live
Families come with the marriage whether or not anyone asked. Talk about yours before the holidays do it for you.
- Did watching your parents’ relationship make you believe in marriage?
- Which holiday traditions do you want us to start, just for the two of us?
- Where do you want to live when you’re old: by the sea, in a big city, close to your family?
Where to live deserves its own evening. Ask what each of you would give up, and what you would not. Skip the notes and listen.

The things nobody puts on the list
Some of the best answers come from questions that are not about logistics at all. They are about what is still unsaid.
- What worries you about our future that you’ve never said out loud?
- What would really hurt your trust in me?
- What’s something you’ve been wanting to ask me but kept putting off?
Save these for a quiet evening, not for the middle of a wedding-planning argument. If an answer stings, say “thank you for telling me” before you say anything else. You can always pick it up again tomorrow.
How to keep it light
A few small habits keep this from turning into a negotiation:
- Take turns. Whoever asks also answers.
- Put the phones away, and pick a place with no agenda: a walk, a long dinner, a drive.
- Stop while it is still warm. Two or three questions are plenty.
- Do not settle anything on the spot. The point is to know each other better.
If you want more to pick from, the full deep questions list is sorted by theme, so you can choose the evening’s mood. And if you are planning a date night that is not about the wedding at all, the questions for married couples are a good next stop.